What’s Open on Columbus Day 2026?

Columbus Day 2026 falls on Monday, October 12, 2026. Federal offices and most bank branches are expected to close, while many private businesses—including Costco, restaurants, grocery stores, major retailers, and some UPS services—are expected to remain open.

The holiday is also called Indigenous Peoples’ Day in some states, cities, and organizations. Local observance rules can affect schools, libraries, courts, municipal offices, and regional businesses.

Quick Answer

Service or business	Expected status on October 12, 2026
UPS	Many delivery and pickup services may operate, with limited schedules
Costco	Expected to open; warehouse and department hours may vary
Bank branches	Most traditional branches are expected to close
ATMs and online banking	Generally available
USPS mail	Regular delivery is generally suspended
USPS post offices	Generally closed, with limited self-service access at some locations
U.S. stock exchanges	Expected to remain open
Restaurants	Most are expected to open, but hours vary
Federal offices	Closed
Major retailers and grocery stores	Generally open, with local exceptions
Schools and libraries	Schedules vary by district and local government

Columbus Day is listed on the federal holiday calendar (Office of Personnel Management). Federal status does not require private companies to close. Each business and local government agency sets its own schedule.

Why Hours Vary

Holiday schedules depend on whether an organization is federal, state, local, or private; state and municipal observance rules; national company policy; local management; staffing; and the type of service provided.

A bank branch may close while its mobile app remains available. A UPS delivery route may operate while a UPS Store location uses reduced retail hours. A Costco warehouse may open while its pharmacy or tire center follows a different schedule.

Check the official location finder or customer-service page before traveling, particularly in New Jersey, where schedules can differ by municipality.

Is UPS Open on Columbus Day 2026?

UPS may provide package delivery and pickup services on Columbus Day, depending on the service, operating region, and company holiday calendar. Delivery, Ground pickup, air and international shipments, freight, customer service, and guaranteed-delivery services may follow separate schedules.

Possible changes include fewer Ground pickup routes, different deadlines, limited freight service, adjusted international transportation, reduced customer-service hours, and changed delivery guarantees. UPS Store locations may use different hours because many are independently operated.

Check the UPS holiday schedule, the location listing, and package tracking before relying on a pickup or delivery date. Confirm the final package-acceptance deadline when visiting a UPS Store.

Is Costco Open on Columbus Day 2026?

Costco is expected to remain open, although hours may vary by warehouse. Check the Costco warehouse locator before visiting.

The warehouse entrance, gas station, pharmacy, optical department, tire center, food court, business delivery service, same-day delivery, and online order pickup may follow different schedules. A pharmacy, optical department, or tire center may close earlier than the warehouse. Appointments can also fill quickly around the holiday.

Reports about planned warehouse expansion do not confirm the holiday schedule for an existing location. Call the warehouse when your visit involves a prescription, tire appointment, optical order, or business delivery.

Are Banks Open on Columbus Day 2026?

Most traditional bank branches are expected to close because Columbus Day appears on the Federal Reserve holiday schedule. Closures may affect lobby service, drive-through service, teller transactions, cashier’s checks, appointments, some wire transfers, and certain account-opening services.

ATMs, mobile banking, online account access, telephone banking, debit and credit cards, electronic bill payment, and some remote-deposit services should generally remain available. ATM deposits may not receive final processing until Tuesday, October 13, or later.

ACH transfers and other bank-processing functions may be delayed. Check your bank’s calendar for payroll, bill-payment, wire-transfer, ACH, check-deposit, loan-payment, and account-transfer deadlines. An available mobile-banking app does not mean every transaction will settle immediately.

Credit unions, community banks, online banks, and branches in different jurisdictions may publish separate schedules.

Is Mail Delivered on Columbus Day 2026?

Regular USPS mail delivery is expected to be suspended on Monday, October 12, 2026. Post offices are generally closed, although some locations may offer limited self-service access. Confirm details through the USPS newsroom and events page.

Affected services may include letter delivery, standard package delivery, mail collection, retail counter service, Post Office box access, passport appointments, shipping deadlines, and certain priority or contract services.

UPS and FedEx may follow separate holiday calendars. A private carrier may deliver a package even when USPS does not deliver regular mail. Check the carrier’s service calendar, package tracking, last pickup time, and delivery guarantee before shipping. Packages transferred to USPS or another postal network may still be delayed.

Is the Stock Market Open on Columbus Day 2026?

The New York Stock Exchange and Nasdaq are generally expected to remain open on Columbus Day. Check the NYSE calendar and Nasdaq holiday schedule before publishing or relying on exact session details.

Regular U.S. stock-trading hours are generally expected to apply:

• Core session: approximately 9:30 a.m. to 4 p.m. Eastern Time
• Pre-market and after-hours trading: determined by the brokerage
• Market orders: subject to normal exchange and brokerage rules

Bond markets, brokerage customer service, bank settlement, wire transfers, federal financial offices, options, and other products may follow different schedules. Stock trades can execute while bank-related transfers or cash movements are delayed.

Are Restaurants Open on Columbus Day 2026?

Most restaurants are expected to open because private businesses are not generally required to close for Columbus Day. National chains, independent restaurants, cafés, fast-food locations, takeout counters, and delivery kitchens may remain open.

Hours can change because of staffing, local demand, ownership, nearby events, seasonal tourism, shopping-center schedules, and delivery-platform availability. Possible changes include reduced hours, brunch-only service, limited menus, holiday specials, slower delivery, takeout without dine-in service, and earlier closing times.

Check the restaurant’s official website, social-media page, ordering platform, or phone line. Confirm dine-in, takeout, delivery, reservations, holiday menus, kitchen closing times, and third-party delivery availability. Listings on third-party platforms may be outdated.

What Else Is Open or Closed?

Federal Offices

Federal offices are generally closed. Online federal services may remain available, but processing can be delayed until Tuesday, October 13, 2026. Passport services, federal courts, administrative offices, public-contact centers, and regulatory services may be affected.

Schools

School schedules vary. Some districts close for Columbus Day, Indigenous Peoples’ Day, or a professional-development day, while others remain open. Check the local district calendar rather than relying on a statewide assumption.

Grocery Stores and Major Retailers

Most major grocery stores and retailers are generally expected to open. Pharmacy counters, customer-service desks, curbside pickup, grocery delivery, optical departments, garden centers, and store cafés may use separate hours.

Libraries and Local Government

Public libraries, municipal offices, courts, community centers, and county services may close. Check the official website for the relevant city, township, borough, county, library system, court, or public-service department.

Columbus Day 2026 Checklist

Before Monday, October 12:

• Confirm the date and the organization’s holiday policy.
• Check the specific location instead of relying only on a national policy.
• Separate delivery schedules from retail counter hours.
• Verify UPS pickup deadlines and package tracking.
• Confirm Costco warehouse and department hours.
• Complete urgent banking transactions before the holiday.
• Check whether ACH, wire, or settlement timing may be delayed.
• Plan USPS shipments several business days early.
• Verify restaurant hours for dine-in, takeout, and delivery.
• Check school, library, and municipal calendars.
• Recheck schedules shortly before the holiday because companies can update their calendars.

FAQ

Is Columbus Day a federal holiday in 2026?

Yes. Columbus Day is scheduled for Monday, October 12, 2026. Federal offices generally close, but private businesses decide whether to open. Some jurisdictions use the name Indigenous Peoples’ Day or follow a different local observance.

Is Costco open on Columbus Day 2026?

Costco is expected to open, but warehouse, gas station, pharmacy, optical, tire-center, and food-court hours may differ. Confirm the local schedule before visiting.

Is UPS delivering packages on Columbus Day 2026?

UPS may provide delivery and pickup services, but availability varies by service and location. UPS Store hours may differ from carrier operations. Check the official UPS schedule and tracking information.

Are banks closed on Columbus Day 2026?

Most traditional bank branches are expected to close. ATMs, online banking, mobile banking, and card services should generally remain available, although ACH transfers and other transactions may process later.

Will USPS deliver mail on Columbus Day 2026?

Regular USPS mail delivery is generally suspended, and post offices are generally closed. Limited self-service access may be available at some locations. Private carriers may follow different schedules.

Is the stock market open on Columbus Day 2026?

The NYSE and Nasdaq are generally expected to remain open. Bond markets, brokerage support, bank settlement, and financial-office schedules may differ.

Are restaurants open on Columbus Day 2026?

Most restaurants are expected to open, but independent locations and some chains may use reduced hours. Confirm dine-in, takeout, delivery, and reservation availability directly with the location.

Final Takeaway

Costco, restaurants, grocery stores, major retailers, and many UPS services should be available on Columbus Day 2026. Most bank branches, federal offices, and USPS retail and regular delivery services should be closed or limited. U.S. stock exchanges are generally expected to remain open.

Local schedules determine the final answer. Confirm hours for UPS Store locations, Costco departments, bank branches, restaurants, schools, libraries, and municipal services shortly before Monday, October 12, 2026.